Massachusetts Legal Funding
Get a lawsuit loan to help you pay your existing bills as you wait for your settlement or the verdict on your personal injury lawsuit. Delta Settlement Funding’s loans are fully non-recourse and legal.
- Qualify quickly
- Only pay back when you win
- Get hard cash within 24 hours
- Payback at low rates
- Get expert guidance 24/7
Are you struggling financially while waiting on a personal injury lawsuit in Massachusetts?
It’s a collective experience for individuals with personal injury lawsuits to start struggling financially during the trial. It’s usually triggered by medical costs from personal injuries, but mostly by the test itself, which generally extends longer than expected. For many plaintiffs, finances get more challenging as the trial nears its end.
Even when it ends and the plaintiff is successful, receiving a settlement can take a while. Insurers tend to string along with plaintiffs during negotiations in order to wear them down into accepting lower settlements. In the most unfortunate scenarios, plaintiffs like you end up accepting way less money after waiting for months.
Delta Settlement Funding helps you avoid this scenario by offering you a cash advance in form or a pre-settlement loan that you pay off your regular bills with. That way, you don’t have to accept low settlement figures out of need. Our loan is non-recourse, and you can apply for it at any stage of your trial. We can work out the application and send you cash within 24 hours.
Pre-Settlement Loan Requirements in Massachusetts
All you need to apply for a lawsuit loan in Massachusetts is your name, your contact information, and your attorney’s contact information.
- No Background Credit Checks
- Delta Settlement Funding does not look into your credit history or consider it in order to offer you a cash advance.
- Simple Application Process
- Our application process takes mere minutes, and all we need is a conversation with you to fill out the paperwork.
- Only Pay Back When You Win
- Delta Settlement Funding’s pre settlement loans are non-recourse, which means that if you lose your lawsuit, you don’t have to pay back our cash advance.
Lawsuit Funding Regulations in Massachusetts
Legal Guidelines for Lawsuit Funding in Massachusetts
Average Funding per case by Delta Settlement Funding in Massachusetts: $22,516
Fault Laws: Modified Comparative Fault – 51% Bar Plaintiff cannot recover if more at fault than defendants; otherwise, the plaintiff’s negligence will reduce the defendant’s liability M.G.L.A. 231§85.
Statute of Limitations: 3 years. Title 5, Ch. 260, Secs. 2A and 4
Minimum policy limits for bodily injury & property damage: $20,000 bodily injury liability per person $40,000 bodily injury liability per accident $5000 property damage liability $8000 personal injury protection
Minimum UIM auto insurance limits: Liability 20/40/5 UM/UIM BI: 20/40 PIP: $8000
Workers compensation eligibility: Not Eligible
The Commonwealth of Massachusetts allows legal funding of lawsuits by third parties and allows lawyers to advise their clients to seek legal funding when required. The state also regulates the industry by limiting pre-settlement loan agreements from soliciting excessive fees from settlements won by plaintiffs. The current rule is that ‘if an agreement to finance a lawsuit is challenged, we will consider whether the fees charged are excessive or whether any recovery by a prevailing party is vitiated because of some impermissible overreaching by the financier.”
If you are seeking workers compensation in Massachusetts, we cannot fund your lawsuit because it’s against state law for third parties to fund workers compensation lawsuits.
For individuals looking to sue in Massachusetts for personal injury, Delta Settlement Funding is the easiest, safest and most affordable choice.
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What our clients are saying
We have already funded over $25m+ worth of lawsuits for accident victims across the country!
Personal Injury Law in Massachusetts: How It Affects Lawsuit Funding
The statute of limitations for filing a personal injury claim in Massachusetts is three years. This period is counted starting from the day one sustains an injury but can also be calculated starting from when one first noticed signs of an injury instead. If the three year period passes by, filing a lawsuit becomes impossible. For individuals looking to file lawsuits against a city or county within the state, or the state itself, you must file a formal claim within two years. To file a full-blown lawsuit against the government, that extends to 3 years.
> The state of Massachusetts follows a comparative fault principle when assigning fault to the involved parties in the lawsuit. This principle ensures that plaintiffs have their compensation reduced by the percentage at which they are found responsible for the accident. If a plaintiff is found to be at least 5% responsible for the disaster caused by the defendant, such as if they hadn’t read a signpost, then 5% is deducted off the final compensation for personal injury paid by the defendant. This principle caps this fault assignation at 50%, wherein a plaintiff receives no compensation at all.
Compensation in personal injury cases is determined by a combination of both economic and non-economic damages. The state of Massachusetts does not cap damages in a personal injury lawsuit. However, for non-economic damages in medical malpractice cases such as stress and suffering, the state caps the damages at $500,000. Economic damages like losses and medical bills remain uncapped.
As regards car accidents, Massachusetts is a ‘no-fault’ state. This means that parties injured in car accidents are required to file their claims with insurers rather than filing lawsuits in courts. The injured party can then seek compensation from their own insurer or that of whoever caused the accident. Individuals are only allowed to seek legal redress in heightened cases, such as if the injured party has suffered serious damage (disfigurement, broken bones, hearing loss, etc.) or has more than $2000 in resulting medical expenses.
Dog owners in Massachusetts are also liable for any injuries their dogs may cause, regardless of good past behavior. Pet owners are expected to have prior knowledge of their animals’ behavior and know how to handle them.
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Top Personal Injury Lawyers in Massachusetts
If you have been the victim of a personal injury or accident in Massachusetts, you can always file a lawsuit to get all the compensation you deserve. The state is home to lots of talented, well-meaning advocates waiting to help you get the justice you deserve. Some of the most notable ones include;
- David Altman
- 689 Massachusetts Avenue
- Cambridge, MA 02139
- Mark E Salomone
- 545 Main Street
- Worcester, MA 01608
- Jennifer L. Cava-Foreman
- 2 Mattoon Street
- Springfield, MA 01105
- F. Steven Triffletti
- 124 Long Pond Rd
- Plymouth, MA 02360
- Venessa Masterson
- 385 Gorham Street, Suite 2
- Lowell, MA 01852
- Robert E. Mazow
- 10 Derby Square
- Salem, MA 01970
> Car Accident and Fatality Statistics in Massachusetts
Auto accidents continue to lead to deaths in the state of Massachusetts. Three hundred fifty people alone were killed in the country in 2017 from auto accidents, according to the Fatality Analysis Reporting System of the US Department of Transportation. Those deaths were recorded from 336 unique vehicle crashes during that year, rendering the state the third most afflicted state after Rhode Island and the District of Columbia.
And unlike with many other countries, most of the car crashes in Massachusetts occurred in urban areas (94%). Nearly 40% of all drivers involved in these accidents were found to have a blood alcohol concentration of higher than 0.08%, the state limit.
In other words, auto accidents in the state of Massachusetts are relatively common. Many people injured in these accidents go on to seek legal compensation in courts of law. If you have suffered a personal injury resulting from a car accident, Delta Settlement Funding is more than willing to help fund your lawsuit.
We cater to auto accidents in the following categories mostly:
- Pedestrian accident
- Car accident
- Tractor-trailer accident (truck accident)
- Bus accident
- Bicycle accident
- Motorcycle accident
Contact one of our experts at Delta Settlement Funding to get started on your personal injury lawsuit today.
Massachusetts Lawsuit Funding Frequently Asked Questions
How do I qualify for a pre-settlement loan in Massachusetts?
The law says as long as you have been injured in an accident by a third party in Massachusetts only then you are eligible for our pre-settlement loan. We mostly consider individuals who intend to sue or are already in the process of appealing. Once you agree to a free application, we then analyze your case to see if we can back you financially.
What is the difference between the lawsuit loan and the cash advance that you provide?
There is no significant difference between our lawsuit loan and the cash advance. They are the same thing; we call it a lawsuit loan for formal purposes. Otherwise, what we give you is a cash advance that you can use to pay off any outstanding bills as you wait for your final settlement.
How do I get to pay back the lawsuit loan?
Paying back our lawsuit loan is easy. First, you have to win your lawsuit. If you lose, you don’t have to pay us back anything. If you win, you pay us back from your awarded settlement basing on the interest rate we agreed upon in the loan agreement. Delta Settlement Funding has the lowest prices nationwide.
Are there specific rules on how I get to spend my cash advance?
At Delta Settlement Funding, we do not force you to spend your money in any specific way. Our cash advance is for you is to support your family as you wait for your final settlement, so you can use it as you see fit. Many plaintiffs use it to pay off their existing utility bills while others pay their medical costs for their personal injuries. You can use your money for anything you want, trial-related or not.
Can I get a lawsuit loan behind my lawyer’s back?
You can apply for a lawsuit loan without your lawyer’s knowledge, but it remains a useless attempt. Your lawyer has to know whether you are receiving funding from a third party, as we are required by law in most states to inform the plaintiff’s counsel. The best way is to tell your lawyer in advance so that he/she can advise you on the best foot forward.
Apply for Lawsuit Funding in Massachusetts today!
With our experience in the field of legal funding in the Commonwealth of Massachusetts, you cannot do better if you need a lawsuit loan. From application to cash receipt, you will be guided and backed by the best experts possible. We handle each application with the necessary sensitivity and support our clients all through the trial process. You won’t find a more trusted funder to support your case statewide.
Call one of our experts today at (###) ####-#### to get your questions answered.
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