Lawsuit Settlement Loans in Kentucky
We provide pre settlement loans to plaintiffs in Kentucky. As you wait for a court verdict or a settlement on your lawsuit, we offer you a cash advance to help you take care of your family in the meantime.
- Easy to qualify
- Payback $0 if you lose
- Receive cash within 24 hours
- Payback at lowest rates in Kentucky
- Get expert guidance 24/7
Are you facing financial hardship while waiting on a pending personal injury lawsuit in Kentucky?
The nature of personal injury lawsuits is that they tend to drag on for weeks and years without closure. And even when they do, receiving your compensation – if you win the lawsuit – can take a while. In the meantime, many plaintiffs start to struggle financially as the lawsuit drags on. It becomes harder to pay the bills and look after a family, especially if one can no longer work after attaining the personal injury in question.
In many cases, insurance companies also make receiving your settlement more difficult. They tend to use stalling tactics during negotiations with your attorney until you agree to a lower payout. That is where Delta Settlement Funding comes in.
With our pre settlement loans, we offer you cash that you can use to care for your family and your bills long enough to wait comfortably through lengthy negotiations until you receive the settlement you deserve.
Delta Settlement Funding has distinguished itself by making the application process for its loans very easy. You can receive the cash within 24 hours of applying too. You can also apply at whatever stage of your lawsuit, depending on when you need the money.
Legal Funding Requirements in Kentucky
Applying for a lawsuit loan in Kentucky is simple. All you need to give us is your name, your phone number, and your lawyer’s contact information.
- No Background Credit Checks
- Delta Settlement Funding does not look into your credit history or consider it in order to offer you a cash advance.
- Simple Application Process
- Our application process takes mere minutes, and all we need is a conversation with you to fill out the paperwork.
- Only Pay Back When You Win
- Delta Settlement Funding’s pre settlement loans are non-recourse, which means that if you lose your lawsuit, you don’t have to pay back our cash advance.
Current Regulations on Lawsuit Funding in Kentucky
Kentucky Legal Information for Lawsuit Funding
Average Funding provided per case from Delta Settlement Funding in Kentucky: $13,930. Delta Settlement Funding provides up to millions of dollars for cases in Kentucky, depending on our analysis of the case’s value.
Fault Laws: Pure Comparative Fault. The plaintiff’s share of the fault will reduce the defendant’s liability. K.R.S. § 411.182
Statute of limitations: 1 year. Title 36, Chapter 413, Sec 413.140
Minimum policy limits for bodily injury & property damage: $25,000 bodily injury liability per person, $50,000 bodily liability injury per accident, $25,000 property damage liability per accident. $10,000 personal injury protection
Minimum UIM auto insurance limits: Liability 25/50/10 (effective January 1, 2018 25/50/25) PIP $10,000
Workers compensation eligibility: Not Eligible
Lawsuit funding is allowed in Kentucky is perfectly legal. Companies like Delta Settlement Funding are allowed to fund lawsuits for plaintiffs with written agreements on how they’ll be paid back. Lawyers are also free to advise their clients to seek lawsuit funding should they need it. Nevertheless, lawsuit funding in Kentucky is still a largely self-regulating field. Delta Settlement Funding tries to be as transparent as possible with its services, fees and interest rates with every plaintiff for purposes of clarity.
If you have already received funding from another source for your lawsuit, a lien will have to be filed, and the loan repaid before you can accept more Funding for the same lawsuit in Kentucky. At Delta Settlement Funding, we prefer that you disclose any prior sources of Funding so we can arrange their repayment before we offer you our cash advance.
Legal funders in Kentucky are not allowed to offer loans for lawsuits on worker’s compensation or soft tissue injury. If you are seeking retribution because of an accident at work that resulted from extensive use of a body part, Delta Settlement Funding may not be able to fund your lawsuit.
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What our clients are saying
Delta Settlement Funding has given out over $25m in lawsuit loans already!
Kentucky Personal Injury Law: How Does it Affect Your Lawsuit Funding?
Kentucky is one of the few states in the United States to have only one year as the statute of limitations for injured parties to file a claim in civil court. Many other states extend this period to 2 or 3 years. In Kentucky, this one year period is calculated starting from the day of receiving the injuries to the day of filing a claim. If a year goes by without a suit being filed, then the case may never be heard in court.
Kentucky follows the comparative fault doctrine, which forces a plaintiff to lose a part of their compensation if they are found to be responsible in any way for the accident. A plaintiff found to be 10% responsible for the injury by the court or jury will see 10% deducted from their overall compensation. The same applies to the defendant. If he/she is found 80% responsible for causing the accident and personal injury of the plaintiff, they will pay 80% of all damages.
Kentucky, like many other states, places no caps on damages that can be awarded a personal injury victim as compensation. A successful plaintiff can be awarded any amount of money as seen fit by the courts, whether for losses like pain or suffering or economic losses like property damage.
Kentucky law states that dog owners are liable for any injuries inflicted on other parties by their dogs. Regardless of the dog’s behavior in the past, the law can find the dog owner in the wrong if the dog attacks people, animals, livestock and more, or causes property damage.
As regards auto accidents, plaintiffs are required by law to deal directly with their insurance companies to settle any disputes. One is only allowed to file a lawsuit based on an auto accident in Kentucky if they have suffered ‘serious injury,’ and the costs have exceeded their personal injury protection benefits. Serious injuries under Kentucky law include permanent disfigurement and permanent loss of bodily organ function.
Top Personal Injury Lawyers in Kentucky
The state of Kentucky is home to hundreds of talented lawyers waiting and willing to take on any personal injury case. Some of the best include:
- Kristi Saladino Schaaf
- 700 Clark Street
- Paducah, KY 42003
- Lee Coleman
- 5004 Poplar Level Rd
- Louisville, KY 40219
- Julie Butcher
- 106 West Second Street
- Lexington, KY 40507
- Flora Stuart
- 07 E 10th Ave
- Bowling Green, KY 42101
- Danny E. Darnall
- 911 N Mulberry St
- Elizabethtown, Kentucky 42701
- Jerry P Rhoades
- 115 East Second Street, Suite 100
- Owensboro, KY 4230
Car Accident Fatality Statistics in Kentucky
According to data from the U.S. Department of Transportation’s Fatality Analysis Reporting System, the state of Kentucky had 721 fatal car crashes recorded in 2018. These accidents resulted in 782 deaths, which tallies down to 17.6 deaths per 100,000 members of the population. 19% of the drivers in these car accidents were found to have blood alcohol concentrations of more than 0.08, which happens to be punishable by Kentucky state law. 65% of the car crashes were reported to have occurred in the rural areas of Kentucky.
Delta Settlement Funding provides loans for any victims of such accidents in Kentucky. For personal injury victims of accidents in Kentucky, there are hundreds of lawyers waiting to help you get the justice you deserve. Some notable ones include:
- Car accident
- Pedestrian accident
- Tractor-trailer accident (truck accident)
- Bus accident
- Bicycle accident
- Motorcycle accident
Talk to us today to get quick, fast Funding for your car accident lawsuit in Kentucky today!
FAQS on Kentucky Lawsuit Funding
How do I qualify for a pre-settlement loan from Delta in Kentucky?
If you become an accident victim and suffer a personal injury caused by another party in Kentucky, then you automatically qualify for one of our pre-settlement loans. We consider you even faster if you already suing the third party in court or planning to. At Delta Settlement Funding, anyone that sustained significant injuries in an accident is eligible to apply for lawsuit funding.
Is there a difference between a cash advance and the lawsuit loan you provide?
There is no big difference between a lawsuit loan and a cash advance. We call it a lawsuit loan in the professional sense, but it is merely a cash advance for you to use to cover up any financial gaps as you wait for your settlement.
Do you have any special guidelines on how I can spend the cash advance?
We do not have any rules on how you must spend the cash advance we give you. Every plaintiff spends it differently. The general idea is to use it to cover any financial gaps you might be having while you wait for a court verdict or settlement. Some plaintiffs use it to pay their medical bills for sustained personal injury. Others pay off rent and other utilities. You can use your advance any way you want; we don’t dictate how you can use it.
Can I get additional lawsuit funding from you if I have already received Funding from someplace else?
If you have already received funding for your lawsuit from another source, the law states that you must disclose this to any other funder you seek out. It also requires that the first loan be paid before a new loan is offered. At Delta Settlement Funding, we can offer you additional Funding after analyzing the nature of your case and the paying off the preceding Funding. Talk to one of our experts today at XXXXX to get help on this issue.
How do I pay back your lawsuit loan?
Paying back our pre-settlement loan in Kentucky is the easiest thing. Because our cash advance is non-recourse, you only get to pay us back when you win your lawsuit. You can then pay us back by giving us a share of your settlement according to the interest rate we agreed upon in the loan agreement. Delta Settlement Funding prides itself on having some of the lowest rates countrywide.
Apply here for Kentucky Lawsuit Funding Today!
At Delta Settlement Funding, you can count on us to help you with your finances as you battle your case in court. We’ve been in this business for years, too, so we know just how it works. You can count on us fully. Talk to one of our experts available 24/7 to answer any queries you might have.
Call us today at (###) ####-#### to get any answers you might need about our lawsuit funding in Kentucky.
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