Pre Settlement Loans in Kansas
Delta Settlement Funding provides fast, safe pre-settlement loans in Kansas for your pending personal injury lawsuit within the state. Our cash advance loan helps you stabilize financially as you wait for your court-awarded settlement.
- Apply and qualify in minute
- Only pay back when you win
- Receive funds within 24 hours
- Payback at lowest rates ever
- Access free expert advice 24/7
Are you in Kansas with a pending lawsuit that is straining you financially?
This is a very common problem in Kansas and all around the country. While trials don’t always take too long, some extend a little longer, causing financial strain on plaintiffs like you. You may find difficulty in finding work because of your personal injury, or fail to pay your regular bills like mortgages and utilities.
And even when the trial ends and you win the lawsuit, getting your court awarded can take a lot longer than you expected. Insurance companies have always used stalling tactics when negotiating with lawyers to make sure plaintiffs accept lower settlements. If they succeed, you can get way less than you deserve after waiting all those months with financial strain.
That is where our pre-settlement loan comes in. With Delta Settlement Funding’s lawsuit loan, we send you funds to help you support you and your family as the trial goes on. That way, you can wait out the negotiations and accept the biggest payout possible.
Our lawsuit loan is processed fast, so you’ll have the cash in 24 hours. It is also risk-free, so you only pay back if you win a settlement. Our experts are always on hand to answer any questions you might need.
Lawsuit Funding Requirements in Kansas
Applying for a lawsuit loan in Kansas is fully legal and easy. All you need to provide is your name, your phone number, and your contact information.
- No Background Credit Checks
- Delta Settlement Funding does not look into your credit history or consider it in order to offer you a cash advance.
- Simple Application Process
- Our application process takes mere minutes, and all we need is a conversation with you to fill out the paperwork.
- Only Pay Back When You Win
- Delta Settlement Funding’s pre settlement loans are non-recourse, which means that if you lose your lawsuit, you don’t have to pay back our cash advance.
Kansas Lawsuit Funding Rules and Regulations
Summarized Legal Information for Kansas Lawsuit Funding
Average funding per case from Delta Settlement Funding: $6,286 Delta Settlement Funding can loan you any amount between $500 to $2,500,000 depending on the nature and value of the case.
Fault Laws: Modified Comparative Fault – 50% Bar Plaintiff’s share of the fault will offset the defendant’s liability. K.S.A. § 60-258a(a)
Statute of Limitations: 2 years Chapter 60, Art 5, Sec. 60-513
Minimum policy limits for bodily injury and property damage: $50,000 bodily injury liability per accident, $25,000 bodily injury liability per person, $25,000 property damage liability per accident. Personal injury protection, including $4,500 in medical expenses, up to $900 per month for disability or loss of income, $25 per day for in-home services, $2000 for funeral burial cremation costs, $4,500 for rehabilitation
Minimum UIM auto Insurance limits: Liability: 25/50/25 UM/UIM BI: 25/50 PIP: $4,500 medical/$900 work loss
Workers Compensation Eligibility: Eligible. Any worker in Kansas that sustains an injury at work because of repeated use of a body organ is eligible for workers’ compensation. If a worker’s medical condition because of work-related activities or stress, they are also eligible for workers’ compensation.
Getting a settlement loan in Kansas for your lawsuit is perfectly legal under Kansas state law. In fact, all cases in Kansas are eligible for settlement loans from Delta Settlement Funding, unlike with other states.
Still, Kansas state law requires that lawsuit loans and their providers should in no way violate existing state laws on champerty if they are to be legally recognized. Champerty relates to the support of litigation by a stranger without just cause. Kansas case law states that ‘someone that frequently excit[es] and stir[s] up quarrels’ with their involvement in a case breaches champerty regulations.
You do not need to worry about us violating Kansas state law on champerty with our lawsuit funding to you. Delta Settlement Funding simply offers you cash support with the option to share in the settlement offered to successful clients. We do not take any involvement in the case whatsoever or try to influence the verdict. Our involvement with you is therefore perfectly legal.
Kansas state law also requires that plaintiffs in pursuit of legal funding disclose if they have already received funding from anywhere else by filing a lien first. This lien will need to be paid off first before we can offer you any of our settlement loans in Kansas.
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Our Clients’ Testimonials
Over $25M+ has been paid out by Delta Settlement Funding to help plaintiffs like you all over Kansas and the United States!
Kansas Personal Injury Law and How it affects funding
The statute of limitations in Kansas is only two years from the date of receiving the injury. This means that personal injury victims in Kansas have up to 2 years after receiving an injury to file a claim in civil court or else, it will not be heard and you will not be legally restituted.
The state of Kansas follows the comparative fault doctrine, which allows for the calculated negligence of the plaintiff to offset the fault and subsequent damages the defendant ends up paying. This means that if you are found 20% responsible for the accident you suffered, 20% is deducted off your settlement and the defendant’s damages through comparative fault. Notably, like with many other states, a plaintiff loses their claim to any damages if they are found 50% responsible for their injuries.
Kansas, unlike many other states, has a cap on the amount any plaintiff can be awarded as damages in a successful case. Personal injury victims get to see damage caps such as this :
- $250,000 for injuries that occurred after July 1, 1988, but before July 1, 2014.
- $300,000 for injuries that occurred on or after July 1, 2014, and before July 1, 2018.
- $325,000 for injuries that occur on or after July 1, 2018, and before July 1, 2022.
- $325,000 for injuries that occur on or after July 1, 2018, and before July 1, 2022.
- $325,000 for injuries that occur on or after July 1, 2022
Notably, these damage caps apply to losses such as pain and suffering, not losses such as economic damage such as lost income or medical treatment.
Regarding car accidents, Kansas state law requires that injured plaintiffs should use their insurance covers to pay for any economic losses incurred like medical bills. The state doesn’t exercise fault laws on this particular type of personal injury.
Subsequently, motorists are required to have these forms of insurance coverage at all times:
- $25,000 property damage liability per accident
- $25,000 bodily injury liability per person
- $50,000 bodily injury liability per accident
- $25,000 uninsured/underinsured motorist coverage per person
- $50,000 uninsured/underinsured motorist coverage per accident
- Personal injury protection, including $4,500 in medical expenses, up to $900 per month for disability or loss of income, $25 per day for in-home services, $2000 for funeral burial or cremation costs, $4,500 for rehabilitation
You are only allowed to file a lawsuit against a motorist using their coverage when you exceed your personal injury coverage after having been seriously injured in the accident. The following can be considered ‘serious injuries’ under Kansas state law:
- Fracture of weight-bearing bone
- Permanent injury
- Permanent disfigurement
- Compound, comminuted, compressed or displaced fracture of any bone
- Permanent loss of a body function
Kansas state law is not very clear on dog bites and any liability dog owners have regarding their dogs. One clear stipulation allows that if a dog owner ‘should have known that their animal as dangerous,’ then they can be held responsible for failing to restrain their dog.
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Notable Kansas Personal Injury Lawyers
Kansas is home to hundreds of talented personal injury lawyers. If you are an accident victim, you will be in good hands with any of them, including these below:
- Robert Fincher
- 1320 SW Topeka Blvd
- Topeka, KS 66612
- Dustin R. Crook
- 115 E. Park St, Ste. B
- Olathe, KS 66061
- Thomas Warner
- 310 W Central Ave Ste 110
- Wichita, K, 67202-1003
- Robert C. Gigstad
- 8000 Forster St
- Overland Park, KS 66061
Recent Accident and Fatality Statistics in Kansas
Kansas remains one of the fastest-growing cities in North America, and its roads are increasingly busier year after year. The most recent figures from the Kansas State Department of Transportation show that there were 407 recorded data accidents across 2017. These accidents resulted in the death of 461 individuals, equating to 15.8 deaths per 100,000 of Kansas’s population and 1.42 deaths per 100 million miles traveled.
The data further reveals that of the 461 accident victims, 5% were bicyclists, 56% were motorcyclists and 38% were car occupants and drivers. 49% of all passenger victims were found to not have been wearing a seat belt, while 80% of drivers were found with alcohol in their system.
At Delta Settlement Funding, we offer pre-settlement loans for any kind of personal injury lawsuit caused by accidents. We mostly cover victims who’ve been injured in the following accidents:
- Car accident
- Pedestrian accident
- Tractor-trailer accident (truck accident)
- Bus accident
- Bicycle accident
- Motorcycle accident
Talk to us Today about getting funding for your personal injury lawsuit. Call up any of our 24/7 experts at Delta Settlement Funding to get free case evaluation and discover how much lawsuit loan funding you’re eligible for.
FAQs About Lawsuit Funding in Kansas
How can I qualify for a pre-settlement loan in Kansas?
By virtue of sustaining a personal injury from another party while in Kansas, you qualify for a pre-settlement loan at Delta Settlement Funding. We consider you for lawsuit funding if you’re really planning to sue or already in the process of.
What is the difference between the cash advance and the lawsuit loan you offer?
The two names should not confuse you. Both mean the same thing, except that ‘lawsuit loan’ is more formal and, therefore, more savory in professional settings. In every way, our loan to you is just a cash advance that you pay back only when you win your lawsuit. It is cash that you can spend on anything you need as you wait out your settlement negotiations.
Do you have any restrictions about how I get to spend the cash advance?
Delta Settlement Funding does not have any rules on how you should spend the cash advance it gives you. We offer you the cash advance to help you offset any financial challenges in your life so that you can wait comfortably for the settlement negotiations to yield a higher figure. Some plaintiffs use their money to pay off utility bills, mortgage payments, and rent. Others pay for the medical costs incurred during the treatment of the personal injury. Whatever you use, the money is up to you.
What do I do if I already received some funding from somewhere else, but I need more from you?
If you have already received some funding from somewhere, but you feel you need some more for your lawsuit from Delta Settlement Funding, we can still help you. Kansas state law requires you to declare this position to us as you ask for more funding. It also requires that the earlier loan is paid off first before we can lend you more money. If you’re in this situation, call one of our experts to guide you about the options you have at Delta Settlement Funding.
> How and when do I pay you back the money you’ve lent me?
The pre-settlement loan you get from Delta Settlement Funding is only paid back if you win your lawsuit. To pay us, we take a share of your awarded settlement at a low-interest rate agreed upon in our agreement with you or your attorney. You are supposed to start paying back the loan immediately after you receive your settlement, and we give you a set period of time to complete the payment in our initial agreement. Talk to one of our experts today if you have any queries on this issue.
Apply for a Lawsuit Loan in Kansas Today!
Delta Settlement Funding’s team of experts is ready to guide you as you apply for a pre-settlement loan in Kansas. Get the settlement you deserve without struggling for it.
Call us Today at (###)###-#### to speak to one of our experts about Kansas lawsuit loans.
Still having queries about our pre-settlement loans in Kansas?
We’ve got all the answers you need, whenever you need them. Speak to one of our friendly experts at Delta Settlement Funding 24/7 and have your worries settled.